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Past, Present and Future of Money

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How to get a Credit Card as a Student in India?

How to get a Credit Card as a Student in India?

There are three ways: Fixed Deposit-backed Credit Card,
Signing as a Co-Applicant (Add-on Card), and Credit Card Offered with Student Loans.

  • Dhirendra Chandra Das
  • 8 September 2026
  • Loans

How to get a Credit Card in India with No Income?

How to get a Credit Card in India with No Income?

People with no income like housewives, dependent elders, and people above 18 with no income can get a credit card against a fixed deposit.

  • Dhirendra Chandra Das
  • 7 September 2026
  • Loans

How to get a Credit Card with No Credit History in India?

How to get a Credit Card with No Credit History in India?

There are two ways: first you can get a credit card against a fixed deposit of as low as ₹10,000 and the second way is by getting a add-on card with a family member.

  • Dhirendra Chandra Das
  • 7 September 2026
  • 2 Comments
  • Loans

How Does the Indian Credit System Work?

Indian Credit System Working

The Indian Credit system mobilises deposits from depositors at certain rates, and lends to borrowers and make a profit by charging a slightly higher rate (margin).

  • Dhirendra Chandra Das
  • 6 September 2026
  • Concepts

What is Credit and Why Does it Matter in an Economy?

What is Credit?

Credit is the money that a borrower takes from the lender in return for a greater payment in the future.

  • Dhirendra Chandra Das
  • 5 September 2026

Das Credit

Past, Present and Future of Money

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